🇯🇵 Japan Pension Refund Calculator

Calculate Your Lump-Sum Withdrawal Payment (脱退一時金)

2024-2025 Rates

💡 What is the Lump-Sum Withdrawal Payment?

When you leave Japan permanently and have contributed to the Japanese pension system for at least 6 months, you may be eligible to claim a lump-sum refund. This calculator helps you estimate your refund amount based on your contribution period and average monthly salary.

1

Enter Details

2

Calculate

3

Get Results

4

Export

📝 Your Information

Years of Contribution

Enter full years (0-4 years maximum)

Additional Months

Additional months (0-11)

Average Monthly Salary (¥)

Your average monthly gross salary during contribution period

Nationality/Status Foreign National (Non-Japanese) Japanese National

Only foreign nationals can claim lump-sum refund

Pension Type Employees' Pension (厚生年金) National Pension (国民年金) Both Types

Select the pension scheme you contributed to

Expected Departure Date

When are you planning to leave Japan?

✅ Eligibility Check

💰 Refund Calculation Results

Estimated Refund

\u00A50

Before tax deduction

Tax Deduction (20.42%)

\u00A50

Withholding tax

Net Refund Amount

\u00A50

Amount you'll receive

Total Months

0

Contribution period

📊 Detailed Breakdown

📋 How to Apply

1

Leave Japan

You must leave Japan and no longer have an address in Japan. Make sure to complete your departure procedures at the municipal office.

2

Wait 2 Years Maximum

Submit your claim within 2 years after leaving Japan. Claims submitted after 2 years will not be accepted.

3

Prepare Documents

Required: Application form, passport copy, bank account details, pension handbook (年金手帳), certificate of your address in your home country.

4

Submit Application

Send completed application to Japan Pension Service. You can mail it or submit online through their portal.

5

Receive Payment

Payment typically takes 3-6 months to process. The refund will be transferred to your designated bank account.

📌 Eligibility Requirements

• ✓Must be a foreign national (non-Japanese)
• ✓Contributed for at least 6 months
• ✓No longer have an address in Japan
• ✓Not receiving Japanese pension benefits
• ✓Apply within 2 years of leaving Japan

⚠️ Important Notes

• !Maximum refund is for 60 months (5 years)
• !20.42% tax will be withheld
• !You may reclaim tax via tax treaty
• !Cannot claim if you return to Japan
• !Claiming voids future pension rights

🏦 Payment Information

• 💳Paid via international wire transfer
• 💳Processing time: 3-6 months
• 💳Need SWIFT/BIC code for your bank
• 💳Transfer fees may be deducted
• 💳Payment in Japanese Yen (¥)

📞 Contact & Resources

• 🌐Japan Pension Service website
• 📱Nenkin Dial: 0570-05-1165
• 🌍English support available
• 📧Online application system available
• 📄Download forms from official website

⚠️ Important Disclaimer

This calculator provides estimates based on the Japanese pension refund system as of 2024-2025. Actual refund amounts may vary based on your specific contribution history, salary fluctuations, currency exchange rates, and changes in pension regulations. The 20.42% withholding tax rate includes both income tax (20%) and reconstruction tax (0.42%). Some countries have tax treaties with Japan that may allow you to reclaim part or all of the withheld tax - consult with a tax professional in your home country. This tool is for informational and estimation purposes only and should not be considered as official advice. For accurate calculations and official information, please contact the Japan Pension Service (日本年金機構) directly or visit their official website. The calculation formulas used are based on publicly available information and may not reflect all individual circumstances. Processing times, eligibility requirements, and payment procedures are subject to change. Always verify current requirements before submitting your application.